Insurance FAQs
Disclaimer: Sheridan Memorial Hospital’s participation in specific insurance plans and networks changes frequently. The list below may not be all-inclusive. Before purchasing an insurance plan, and prior to receiving services at Sheridan Memorial Hospital or its clinics, please inquire directly with your employer or insurance plan.
All services provided are subject to plan benefits, including exclusions, and eligibility at the time of service. To verify benefits, call the number on the back of your insurance card.
Sheridan Memorial Hospital and its clinics accept a wide variety of plans from insurance companies. To verify if your insurance plan is accepted for services across the SMH health system, please review the list below.
If your insurance company is one accepted by SMH, please contact your insurance company to confirm what care is covered by your plan and to gain information about copayments, deductibles and other potential costs.
If your insurance company is not listed among those accepted by SMH, it could mean higher out-of-pocket expenses for your health care. Be sure to contact your insurance company to verify coverage and potential costs to you.
In addition, SMH accepts Medicare, Medicaid and other government payers like Tricare and VA coverage. If you have a Medicare Advantage plan, please check with your plan to confirm if your plan is in-network at SMH and its clinics.
Sheridan Memorial Hospital does not accept Limited Benefit Plans, Unilateral Pricing Plans or Health Sharing Plans. While these plans often have lower premiums than other plans, they have more limitations than traditional health insurance.
Individuals with these types of insurance may still receive services from SMH or its clinics, but SMH staff will not obtain prior authorizations for care or bill the insurance company. The patient will be billed in accordance with SMH’s self-pay policies, which includes a prompt pay discount. If the patient chooses to seek reimbursement from the insurance company, they will need to work with the company directly.
What is a Unilateral Pricing Plan?
Unilateral Pricing Plans attempt to dictate to hospitals or doctors how much they should be paid for providing healthcare services to patients even though the plan does not have a contract with the hospital or provider. While some insurance cards for these plans may include language such as “acceptance of this card waives the provider’s right to bill the patient,” cardholders should know SMH nor any of its clinics are bound by these types of statements.
What is a Limited Benefits Plan?
Limited Benefits (sometimes known as practitioner-only or physician-only plans) offer limited coverage and reimbursement for limited services. These plans are not always easy to identify, but they often utilize unilateral pricing practices similar to Unilateral Pricing Plans. Often these types of plans may indicate individuals can go to any hospital or doctor they choose, but that does not mean SMH is in-network for that plan.
What is a Health Sharing Plan?
Health Sharing Plans also offer limited coverage and reimbursement for limited services. They also tend to have lower premiums, but this is not health insurance. Health Sharing Plans are often called cost-sharing plans, health sharing plans or Christian/ministry plans. Often these types of plans may indicate individuals can go to any hospital or doctor they choose, but that does not mean SMH is in-network for that plan.
Insurance plans can be confusing. If you’re unsure what kind of coverage you have, we encourage you to reach out directly to your insurance company by calling the phone number on the back of your insurance card.
If you have additional questions, please reach out to Sheridan Memorial Hospital’s patient financial advocates at 307.675.4620.
For additional information, please see the following links at sheridanhospital.org.
HEALTH PLANS ACCEPTED BY SHERIDAN MEMORIAL HOSPITAL AND CLINICS
AARP SECONDARY PLANS
AARP MEDICARE ADVANTAGE
ACE MEDICARE SUPPLEMENT
AETNA COMMERCIAL
AETNA MEDICARE ADVANTAGE
AETNA SECONDARY PLANS
AFFORDABLE BENEFIT ADMINISTRATORS, INC
ALL SAVERS – UNITED HEALTHCARE CHOICE PLUS
ALLEGIANCE BENEFIT PLAN -CIGNA
ALLIED – CIGNA
ALLIED BENEFIT SYSTEMS LLC*
ALLIED NATIONAL-GLOBALCARE*
ALLSTATE HEALTH SOLUTIONS
AMERIBEN SOLUTIONS
AMERICAN CONTINENTAL INSURANCE CO
MEDICARE SUPPLEMENT
AMERICAN FAMILY INS
AMERICAN NATIONAL INS CO
AMERICAN PIONEER LIFE MEDICARE SUPPLEMENT
AMERICAN REPUBLIC MEDICARE SUPPLEMENT
AMERICAN RETIREMENT LIFE INSURANCE CO
MEDICARE SUPPLEMENT
AMERICAN TRUST ADMINISTRATORS – CIGNA
AMERICO MEDICARE SUPPLEMENT
AMERICIHEALTH CARITAS LOUISIANA – MEDICAID
AMFIRST INSURANCE COMPANY
ANTHEM HEALTH AND LIFE
ANTHEM HEALTH AND LIFE GA
ANTHEM MEDICARE PREFERRED
APWU/AFFORDABLE NETWORK – CIGNA
ASR HEALTH BENEFITS
ASSURED LIFE ASSOCIATION MEDICARE
SUPPLEMENT
ATLANTIC COAST LIFE INS CO MEDICARE
SUPPLEMENT
AVERA HEALTH PLANS
BAC/GLOBALCARE, INC – CIGNA
BANKERS FIDELITY
BANKERS LIFE
BANNER HEALTH MEDICARE ADVANTAGE
BENEFIT PLANNERS
BENESIGT
BLUE CROSS BLUE SHIELD COMMERCIAL PLANS
BOULDER ADMINISTRATION SERVICES CAPITAL BLUE
CAPROCK HEALTH PLANS
CARE 1ST – MEDICAID
CARESOURCE
CELTIC LIFE
CENTRAL STATES INDEMNITY MEDICARE
SUPPLEMENT
CHAMPVA
CIGNA COMMERCIAL
CIGNA STATE OF WYOMING
CIGNA TRUE CHOICE MEDICARE
CNIC
CO ORDINATED BENEFIT PLANS
COLONIAL PENN
COMBINED INS OF AMERICA
COMBINED INS MEDICARE SUPPLEMENT
COMMUNITY CARE MEDICARE ADVANTAGE
COMMUNITY HEALTH FIRST MEDICARE ADVANTAGE
COMPANION LIFE INSURANCE CO
CONCORDIA HEALTH PLAN
CONNECTICUT GENERAL
CONNECTICUT GENERAL MEDICARE SUPPLEMENT
CONSECO MEDICAL MEDICARE SUPPLEMENT
CONTINENTAL BENEFITS
COOPERATIVE BENEFIT ADMINISTR
COOPERATE BEN SERV OF AMERICA
COORDINATED CARE – MEDICAID
CORESOURCE
DAKOTACARE
DEAN HEALTH PLAN
DESERET ALLIANCE MEDICARE SUPPLEMENT
DESERET MUTUAL – UNITED HEALTHCARE
EIGHTH DIST ELECT BENEFIT FUND – CIGNA
EMBLEM HEALTH
EMI HEALTH – FIRST CHOICE HEALTH
EMPHESYS FINANCIAL GROUP, INC
EMPLOYEE BENEFIT MANAGEMENT SERVICES
EBMS ASSOCIATED EMPLOYERS – CIGNA
EMPLOYEE BENEFIT SERVICES
EMPLOYER PLAN SERVICES
EMPLOYERS HEALTH
FAMILY LIFE INSURANCE COMPANY
FEDERAL HOME LIFE INS MEDICARE SUPPLEMENT
FIRST CHOICE HEALTH
FIRST CHOICE OF MIDWEST
FIRST HEALTH
FMH CORESOURCE
FREEDOM LIFE INSURANCE CO OF AMERICA
FAMILY HEALTH HAWAII
GBS – GROUP BENEFIT SERVICES
GEHA – UNITED HEALTHCARE
GENWORTH LIFE – MEDICARE SUPPLEMENT
GERBER LIFE INSURANCE COMPANY MEDICARE
SUPPLEMENT
GLOBE LIFE MEDICARE SUPPLEMENT
GOLDEN RULE – UNITED HEALTHCARE
GPA GROUP AND PENSION ADMIN
GPM LIFE MEDICARE SUPPLEMENT
GREAT SOUTHERN LIFE INS CO MEDICARE
SUPPLEMENT
GUARANTEE TRUST LIFE INSURANCE CO
MEDICARE SUPPLEMENT
GUARDIAN LIFE INSURANCE
HARTFORD LIFE
HARVARD PILGRIM HEALTH CARE – UNITED HEALTH INTGRATED SERVICES
HCC LIFE INSURANCE COMPANY
SHASTA ADMINISTRATIVE SERVICES – FIRST CHOICE
HEALTH
HEALTH DESIGN PLUS, INC.
HEALTH FIRST COLORADO MEDICAID
HEALTH INFONET – REGIONAL CARE
HEALTH NET MEDICARE ADVANTAGE HEALTHEZ
HEALTHGRAM INC – CIGNA
HEALTHPARTNERS – CIGNA
HEALTHSCOPE BENEFITS – UNITED HEALTH CARE
HEALTHSMART BENEFIT SOLUTIONS – WISE
HEALTHSMART PREFERRED CARE
HEALTHSUN MEDICARE ADVANTAGE
HEARTLAND NATIONAL LIFE MEDICARE
SUPPLEMENT
HICARD*
HOMETOWN HEALTH
HORIZON BCBSNJ
HORIZON MEDICARE ADVANTAGE
HSA HEALTH INSURANCE
HUMANA EMPLOYERS HEALTH
HUMANA MEDICARE ADVANTAGE
HUMANA MEDICARE SUPPLEMENT PLAN
IAC INDIVIDUAL ASSURANCE COMPANY MEDICARE
SUPPLEMENT
IHC HEALTH SOLUTIONS
IHP
INDEPENDENT HEALTH
INNOVATION HEALTH MEDICARE
INS BENEFIT SYSTEM ADMIN ZELIS
INTERCARE HEALTH
INTERMOUNTAIN IRONWORKERS INTERNATIONAL
MEDICAL GROUP
INTERWEST HEALTH – BOULDER ADMINISTRATION
SERVICE
IOWA COMPREHENSIVE HEALTH ASSOC
IPHS
IMAGINE360*
KAISER PERMANENTE NORTHWEST REGION
KAISER PERMANENTE NORTHERN CA
KAISER PERMANENTE SOUTHERN CA
KAISER PERMANENTE WASHINGTON
KAISER PERMANENTE COLORADO
KAISER PERMANENTE HAWAII
KEY BENEFIT ADMINISTRATORS, INC
LASSO HEALTHCARE MSA
LIFESHIELD MEDICARE SUPPLEMENT
LOCALS 302/612 HEALTH
LOOMIS COMPANY
LOUISIANA HEALTHCARE CONNECTIONS MEDICAID
LUMICO LIFE INSURANCE MEDICARE SUPPLEMENT
MAILHANDLERS BENEFIT PLAN – AETNA
MANHATTAN LIFE MEDICARE SUPPLEMENT
MARTINS POINT MEDICARE ADVANTAGE PLAN
MAYO MEDICAL PLAN-MEDICA
MEDI SHARE*
MEDICA
MEDICA MEDICARE ADVANTAGE
MEDICAID MONTANA
MEDICAID WYOMING
MEDICAID IDAHO
MEDICAID NEW MEXICO
MEDICAID SOUTH DAKOTA
MEDICARE
MEDICARE RAILROAD
MEDI-CAL
MEDICO MEDICARE SUPPLEMENT
MEDIGAP INSURANCE
MEDIPLUS SUPPLEMENTAL
MERITAIN HEALTH – AETNA
MERITAIN HEALTH -CIGNA
MODA HEALTH MEDICARE SUPPLEMENT
MOLINA HEALTHCARE OF TEXAS MEDICAID
MOLINA HEALTHCARE WASHINGTON MEDICAID
MOUNTAIN HEALTH CO-OP -FIRST CHOICE HEALTH
MUTUAL OF OMAHA MEDICARE SUPPLEMENT
NALC HEALTH BENEFIT PLAN – CIGNA
NATIONAL GENERAL MEDICARE SUPPLEMENT
NEA MEMBERS INS TRUST MEDICARE SUPPLEMENT
NGS CORESOURCE
NRECA/POWDER RIVER ENERGY CORP -UMR
NTCA – United Health Care
OLD SURETY LIFE INS CO MEDICARE SUPPLEMENT
OXFORD LIFE MEDICARE SUPPLEMENT PACIFIC
SOURCE
PAI PLAN ADMINISTERS INC
PHCS
PHYSICIANS MUTUAL MEDICARE SUPPLEMENT
PREFERRED CARE MEDICARE ADVANTAGE
PREMERA BLUE CROSS MEDICARE
PRIME WEST MN MEDICAID
PRIORITY HEALTH – CIGNA
PRODEGI
PROVIDENCE HEALTH PLAN
PUGET SOUND ELECTRICAL WORKERS HEALTH
PURITAN LIFE INS CO OF AMERICA MEDICARE
SUPPLEMENT
PROSPERITY LIFE GROUP MEDICARE SUPPLEMENT
REGIONAL CARE, INC – CIGNA
REH HEALTH SERVICES – CIGNA
RENAISSANCE LIFE & HEALTH INS CO MEDICARE
SUPPLEMENT
RESERVE NATIONAL
ROCKY MOUNTAIN ADMINISTRATORS
REGIONAL CARE, INC – CIGNA
SAMARITAN HEALTH PLANS
SANFORD HEALTH PLAN
SANTA FE EMPLOYES HOSPITAL ASSOC.
BAYLOR SCOTT AND WHITE HEALTH PLAN
SECURITY HEALTH PLAN MEDICARE ADVANTAGE
SECURITY HEALTH PLAN
SELECT HEALTH
SIERRA HEALTH AND LIFE MEDICARE
SIERRA HEALTH AND LIFE – UNITED
HEALTHCARE
SILAC INSURANCE CO MEDICARE SUPPLEMENT
KAISER PERMANENTE WASHINGTON
KAISER PERMANENTE COLORADO
KAISER PERMANENTE HAWAII
KEY BENEFIT ADMINISTRATORS, INC
LASSO HEALTHCARE MSA
LIFESHIELD MEDICARE SUPPLEMENT
LOCALS 302/612 HEALTH
LOOMIS COMPANY
LOUISIANA HEALTHCARE CONNECTIONS MEDICAID
LUMICO LIFE INSURANCE MEDICARE SUPPLEMENT
MAILHANDLERS BENEFIT PLAN – AETNA
MANHATTAN LIFE MEDICARE SUPPLEMENT
MARTINS POINT MEDICARE ADVANTAGE PLAN
MAYO MEDICAL PLAN-MEDICA
MEDI SHARE*
MEDICA
MEDICA MEDICARE ADVANTAGE
MEDICAID MONTANA
MEDICAID WYOMING
MEDICAID IDAHO
MEDICAID NEW MEXICO
MEDICAID SOUTH DAKOTA
MEDICARE
MEDICARE RAILROAD
MEDI-CAL
MEDICO MEDICARE SUPPLEMENT
MEDIGAP INSURANCE
MEDIPLUS SUPPLEMENTAL
MERITAIN HEALTH – AETNA
MERITAIN HEALTH -CIGNA
MODA HEALTH MEDICARE SUPPLEMENT
MOLINA HEALTHCARE OF TEXAS MEDICAID
MOLINA HEALTHCARE WASHINGTON MEDICAID
MOUNTAIN HEALTH CO-OP -FIRST CHOICE
HEALTH
MUTUAL OF OMAHA MEDICARE SUPPLEMENT
NALC HEALTH BENEFIT PLAN – CIGNA
NATIONAL GENERAL MEDICARE SUPPLEMENT
NEA MEMBERS INS TRUST MEDICARE SUPPLEMENT
NGS CORESOURCE
NRECA/POWDER RIVER ENERGY CORP -UMR NTCA
– United Health Care
OLD SURETY LIFE INS CO MEDICARE
SUPPLEMENT
OXFORD LIFE MEDICARE SUPPLEMENT
PACIFIC SOURCE
PAI PLAN ADMINISTERS INC
PHCS
PHYSICIANS MUTUAL MEDICARE SUPPLEMENT
PREFERRED CARE MEDICARE ADVANTAGE
PREMERA BLUE CROSS MEDICARE
PRIME WEST MN MEDICAID
PRIORITY HEALTH – CIGNA
PRODEGI
PROVIDENCE HEALTH PLAN
PUGET SOUND ELECTRICAL WORKERS HEALTH
PURITAN LIFE INS CO OF AMERICA MEDICARE
SUPPLEMENT
PROSPERITY LIFE GROUP MEDICARE
SUPPLEMENT
REGIONAL CARE, INC – CIGNA
REH HEALTH SERVICES – CIGNA
RENAISSANCE LIFE & HEALTH INS CO MEDICARE
SUPPLEMENT
RESERVE NATIONAL
ROCKY MOUNTAIN ADMINISTRATORS
REGIONAL CARE, INC – CIGNA
SAMARITAN HEALTH PLANS
SANFORD HEALTH PLAN
SANTA FE EMPLOYES HOSPITAL ASSOC.
BAYLOR SCOTT AND WHITE HEALTH PLAN
SECURITY HEALTH PLAN MEDICARE
ADVANTAGE
SECURITY HEALTH PLAN
SELECT HEALTH
SIERRA HEALTH AND LIFE MEDICARE
SIERRA HEALTH AND LIFE – UNITED
HEALTHCARE
SILAC INSURANCE CO MEDICARE SUPPLEMENT
SOLIDARITY HEALTHSHARE*
SOONERCARE OKLAHOMA MEDICAID STANDARD
LIFE
STATE FARM MED SUPPLEMENT
STATE FARM HEALTH CLAIMS
STERLING INVESTORS LIFE INS CO MEDICARE
SUPPLEMENT
SUREST UNITED HEALTHCARE
TALL TREE ADMINISTRATORS – CIGNA
TBG BENEFIT GROUP, INC*
TEACHERS HEALTH TRUST – UMR
THE GUARDIAN LIFE
THRIVENT FINANCIAL FOR LUTHERANS
TPSC
TRANSAMERICA LIFE INSURANCE CO MEDICARE
SUPPLEMENT
TRICARE
TRICARE FOR LIFE
TRUSTMARK – FIRST CHOICE HEALTH NETWORK
TUFTS HEALTH PLAN
UMR
UMWA
UNION FIDELITY
UNION PACIFIC RAILROAD EMPLOYEE HEALTH
UNITED AMERICAN INS CO MEDICARE SUPPLEMENT
UNITED BEHAVIORAL HEALTH – UNITED
HEALTHCARE
UNITED CHAMBERS INSURED PLANS
UNITED COMMERCIAL TRAVELERS MEDICARE
SUPPLEMENT
UNITED HEALTHCARE
UNITED HEALTHCARE GROUP MEDICARE
ADVANTAGE
UNITED HEALTHCARE DUAL COMPLETE
MEDICARE
UNITED HEALTHCARE MEDICARE ADVANTAGE
UNITED HEALTHCARE SHARED SERVICES
UNITED OF OMAHA LIFE MEDICARE SUPPLEMENT
UNITED WORLD LIFE INS CO MEDICARE
SUPPLEMENT
UPMC HEALTH PLAN
US HEALTH GROUP UHC CHOICE PLUS
USAA LIFE INS CO MEDICARE SUPPLEMENT
UNIFIED LIFE INSURANCE COMPANY
UNITED HEALTHCARE OXFORD
VA TRIWEST
WEA TRUST
WEB TPA
WESTERN FARM BUREAU
WESTERN MUTUAL INSURANCE COMPANY
WESTERN TEAMSTERS WELFARE TRUST
WESTERN UNITED LIFE MEDICARE SUPPLEMENT
WISCONSIN PIPE TRADES HEALTH PLAN WORLD
INSURANCE
WPS HEALTH INSURANCE
WYOMING MINERS’ HOSPITAL BOARD
WYOMING SCHOOL BOARDS ASSOCIATION INSURANCE TRUST
WORKERS COMPENSATION
NONPARTICIPATING PLANS
ADMINISTRATIVE CONCEPTS, INC.
ADVANTAGE 3 FIRST HEALTH NETWORK
CHRISTIAN HEALTH AID
CHRISTIAN HEALTHCARE MINISTRIES
DIVERSIFIED ADMINISTRATION CORPORATION
LIBERTY HEALTHSHARE
AMERICAN TRUST ADMINISTRATORS – 6 DEGREES
BEAZLEY INSURANCE CO INC
BENEFIT ADMINISTRATIVE SYSTEMS – 6 DEGREES
FEDERAL LIFE – LIMITED BENEFITS PLAN
HEALTHCOMP – 6 DEGREES
LUCENT HEALTH
HEALTH DEPOT/ UNIFIED LIFE
NATIONAL GENERAL ACCIDENT & HEALTH
LIMITED BENEFIT PLAN
SAMARITAN MINISTRIES
PHILADELPHIA AMERICAN LIFE INS CO – LIMITED BENEFIT PLAN
ZION HEALTHSHARE
UNITED HEALTH ONE
WASHINGTON NATIONAL
US HEALTH GROUP PHCS LIMITED BENEFIT
Patient Account Services
Phone: 307.672.1010
2665 Aviation Drive
Sheridan, WY 82801
Hours:
Mon – Thur: 7:30 am – 5 pm
Fri: 7:30 am – 4:00 pm